How do leading credit unions find the right mix of people, process and technology to make their members happy?
How do leading credit unions find the right mix of people, process and technology to make their members happy?
Affordability is about consumer buying power (wages) and housing prices. They are both rising but are not in step. Fortunately, a bigger trend, housing inventory, is dampening the negative impact of high prices.
Find out how leading credit unions are developing digital strategies to meet the needs of their members.
Appraisers play a critical role in lender's main concerns: collateral, capacity and credit. Check out our next episode of Coffee with Cadence here to learn how lenders can optimize their valuation process in 2021 with CoreLogic's Chief Appraiser, Shawn Telford.
Credit unions' unique approach to customer service helps them stand out against large financial institutions. Read on to find out how leading CUs use technology to improve member satisfaction.
"This partnership delivers increased efficiency for lower cost origination and enhanced valuation tools for improved risk mitigation during the process."
Is your institution ready for the mandatory URLA effective date? Our experts have answers to your lingering URLA questions.
What keys to success set credit unions apart from their competitors? Read on to hear from three of the credit unions recognized on Forbes' list of America's best credit unions.
"If FHA delinquencies continue to increase, you can count on the agency to engage forensic quality control experts to conduct reviews. An effective process for FHA loan originations and the technology to back that process up will be imperative to protect lenders in the future."
"Given the variables driving today’s environment, high-quality loans and surpassed capacity-limits, may continue, lenders can minimize their risk of buybacks by keeping their regtech in top shape."
"The mortgage lender’s technology stack is critical to the lender’s ability to reduce overall operating costs. Even more important than the capabilities themselves is the team of technology experts standing behind them to support the lender."
"Communal offices will see a comeback... However, it probably won’t happen quickly. There will be a period of time when much of our commercial real estate is empty. This is a real opportunity."
"This is a fantastic opportunity for lenders to be recalibrating with technology partners to ensure they have right capabilities configured... and the lender is taking full advantage of their partners’ technology innovation."
"While it can be tempting to take all the credit for the success we’re enjoying today, there are underlying reasons for what we’re seeing. Understanding these drivers will allow us to be better prepared for what is coming next."
"Financing, if required, is handled online and when the loan is approved, the car is delivered... Could we ever buy a house like this? Maybe so."